Nexsteps · Care Leavers Independence · Ages 16–25

Your Idea.
Your Business.
Your Future.

Want to work for yourself one day? Explore small business ideas, learn how money works and make a plan in your own words. You do not need money, experience or a finished idea to start exploring.

Free to use · No registration · No personal details requested

A business starts with something you enjoy

You might be creative, good at helping people, interested in music or happiest working outdoors. There is no single route. This Hub helps you discover what suits you, try an idea on a small scale and decide what to do next.

01 · Explore

Find an idea

Choose something you enjoy or a problem you could help solve.

02 · Practise

Test it safely

Ask people what they need, work out costs and try a small activity.

03 · Grow

Find support

Get help with customers, money, legal rules and next steps.

Explore

Eight small business ideas

These are examples for planning, not offers of work. The start-up budgets are illustrative estimates, not guaranteed prices. You might spend less by borrowing equipment, or more depending on what you need.

Creative · Digital

Photography using a phone

Create product photos, portraits or simple images for community groups and small businesses, with permission.

Example start-up £0–£100
PortfolioEditingCustomer contact

Start by making a sample portfolio. Agree permissions before photographing people.

Creative · Online

Posters and social media design

Design flyers, menus, event posters and simple social media graphics for local organisations.

Example start-up £0–£60
DesignMarketing

Begin with three sample designs and ask a local organisation what they need.

Music · Events

DJ and event support

Help plan playlists, promotion or sound at supervised community events before taking paid bookings.

Example start-up £0–£200
MusicTeamwork

Borrow or hire equipment. Check music licences, insurance and venue rules.

Hands-on · Local

Car cleaning

Offer basic exterior or interior cleaning with a simple list of services and clear prices.

Example start-up £70–£250
Practical workRegular customers

Check safe chemical use, permission to work at a location and insurance.

Creative · Products

Cards and handmade gifts

Design cards, jewellery or other simple handmade products and test whether people would buy them.

Example start-up £30–£150
MakingSelling

Make a few samples first. Check product safety and selling platform rules.

Outdoors · Practical

Garden tidy-up service

Offer simple planting, weeding and tidying without taking on dangerous machinery or specialist work.

Example start-up £40–£160
OutdoorsLocal customers

Agree the task first. Check tool safety, travel and insurance.

Creative · Local

Pop-up craft stall

Sell a small selection of items at a permitted community market or event.

Example start-up £30–£150
BudgetingCustomer service

Check market permission, stall costs, product rules and age requirements.

Organised · Helpful

Digital help for small businesses

Help with basic website content, simple spreadsheets or photo catalogues.

Example start-up £0–£80
ComputersProblem solving

Only use access and information the business has agreed to share.

Have a go

I have a business idea. What next?

Try the free idea planner. You do not need to enter your real name, address or anything private. Your answers stay in this browser page and are not sent to Nexsteps. Print a copy if you choose.

Important: This is a practice plan. The income calculation is an example, not a promise of earnings. It does not include every possible cost, tax or benefit change. Talk to an adviser before spending money or starting to trade.
1. Choose an idea
2. Think about customers
3. Try a money example

Change the numbers to see how prices, costs and customers affect a business. Use whole pounds to keep it simple.

Other costs might include insurance, travel, phone use, website fees, equipment replacement or tax.

4. Choose a first step
Easy Read activity

My business idea in five easy steps

A simpler activity to do on your own or with someone you trust. You do not need to sign in.

  1. 1
    Think about what you enjoy.

    Do you like music, making things, computers or working outdoors?

  2. 2
    Pick one thing to try.

    You could make a poster, take a photo or create a sample product.

  3. 3
    Ask if people would like it.

    Show your sample to someone you trust. Ask what they think.

  4. 4
    Think about money.

    What would you spend? How much would someone pay? Would money be left after costs?

  5. 5
    Get help with the next step.

    Talk to your Personal Adviser, a mentor or one of the free organisations below.

Remember: You decide if you want to start a business. It is OK to change your mind. Learning about an idea is progress too.
Real support

Find free advice and mentoring

These are independent organisations and trusted sources. Listing them does not mean they are formal Nexsteps partners. Check each organisation's current eligibility and availability before applying.

EPIC Young Entrepreneurs

Entrepreneurship and mentoring for eligible young people aged 16–25 who have faced adversity, including care experience.

Explore the programme ↗

The King's Trust Enterprise

Free business guidance and mentoring for eligible young people aged 18–30, with opportunities to apply for start-up support.

Explore Enterprise ↗

Business & IP Centre Liverpool

Free business resources, research and support at Liverpool Central Library.

Explore the centre ↗

GOV.UK: Become a sole trader

Official information on registering for Self Assessment and understanding how self-employment works.

Read the guidance ↗

GOV.UK: Universal Credit and self-employment

Understand what to report, how earnings are assessed and how claiming benefits may be affected.

Read the guidance ↗
Before you start trading

Know what to check

If you are 16 or 17

You can explore ideas, build skills and get mentoring now. Before offering paid services, check age-related work rules, contracts, permissions, insurance and local requirements with a trusted adult or appropriate adviser. Some funding schemes and platforms are only available from age 18.

Do not put pressure on yourself to start earning before you are ready.

If you are 18 to 25

Before trading, find out about start-up costs, business registration, tax, insurance, benefits and safe working arrangements. Ask your Personal Adviser whether business activity affects your support or Pathway Plan.

There is no single grant everyone receives. Funding depends on the scheme and your circumstances.

What is the difference between sales and profit?

Sales are the money customers pay. Costs include materials, travel, insurance and fees. Profit is the amount left after all business costs. You may still have tax or other responsibilities.

Will starting a business change my benefits?

It might. If you get Universal Credit or other support, ask a qualified benefits adviser about reporting self-employed earnings and what the rules mean for your circumstances. Do this before making financial commitments.

Do I have to register a business straight away?

Not always. It depends on how you operate and how much you earn. GOV.UK explains when sole traders need to register for Self Assessment. Get advice if you are unsure.

What about safety and insurance?

Different businesses have different requirements. Food, cosmetics, electrical work, working with children, handling chemicals and some other activities may need extra checks, permissions or insurance. Get specific advice before starting.

Keep building your future

The Enterprise Hub is part of Nexsteps My Life. My Future. My Way. You could also explore your goals through the Life Map, practise money skills or talk to your Personal Adviser about an enterprise goal.

For businesses and community partners

Could your business support a young entrepreneur?

The Enterprise Hub is free for young people. We're seeking founding sponsors to help fund practical enterprise workshops, accessible materials and mentoring opportunities alongside this online resource.

Sponsorship enquiries are for businesses and community partners, not young people using the Hub.